---
title: What is Affirm Financing?
description: Affirm is a financing alternative to credit cards, making it easy to get the wheels, tires, or suspension upgrades you want through Mr. Wheel Deal.
---
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1. [Mr. Wheel Deal Knowledge Base](https://info.mrwheeldeal.com/knowledge-base?hsLang=en-us)
2. [Payments and Pricing](https://info.mrwheeldeal.com/knowledge-base/payments-and-pricing?hsLang=en-us)
3. [Financing](https://info.mrwheeldeal.com/knowledge-base/payments-and-pricing?hsLang=en-us#financing)
# What is Affirm Financing?
## Affirm offers flexible financing as an alternative to credit cards, making it easy to buy the wheels or tires you need within your budget.
Affirm is a financing alternative to credit cards, making it easy to get the wheels, tires, or suspension upgrades you want through Mr. Wheel Deal.
With Affirm, you can buy your products now and pay over time in fixed monthly installments. Key benefits include:
- Real-time approval in seconds with full loan terms disclosed before purchase
- No hidden fees — you know exactly what you owe each month
- No credit card required to apply
- Email and SMS payment reminders, plus an Auto-pay option
*Your rate will be 0% APR or 10–36% APR based on credit, subject to an eligibility check. For example, a $700 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options provided by lending partners at [affirm.com/lenders](https://affirm.com/lenders). Options depend on purchase amount, and a down payment may be required.*
Learn more on our [Financing Page](https://www.mrwheeldeal.com/financing).
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